Insurance technology is highly complex. Buyers of technology need to be aware of any technology they are acquiring, including its originally intended uses, what applications it will be used for, and how good a fit it is with existing core systems. From the advent of the earliest insurance systems to modern state-of-the-art application suites, the one constant is that the insurance business has continued to move through financial cycles, business cycles, changes in our culture, demographics, regulations, work processes and products. Many of these changes require the acquisition of new technology or systems.