The insurance industry is ossifed, tech-averse, disliked by consumers, slow, aging, and almost entirely untouched by the IT revolution. That’s going to change, thanks to a new generation of fnancial technology start-ups that are remaking the way Americans think about, shop for, purchase, and use insurance. Since Core Innovation Capital was founded four years ago, we’ve invested in start-ups such as Oportun (formerly Progreso Financiero), BankingUp, and Vouch that ofer fnancial products and services that previously were provided by banks and low-quality “alternative fnancial services” providers.